General IFSC Code: ICIC0000103

Loans

Loans up to 25 lakhs at low interest, all protected under the co-operative risk fund scheme.

Mortage Loans

Credit against immovable property at co-operative rates.

Housing Loans

Build, buy or renovate your home with comfortable repayment terms.

Gold Loans

Interest at 10% and 8% for 'Ashwas Gold'. Appraiser and insurance charges fully waived.

Vehicle Loans

Finance for two-wheelers, cars and commercial vehicles.

Working Captial Term Loans

Keep your business liquid through the season.

Machinery & Equipment Purchase Loans

Fund the tools and machines your enterprise runs on.

Salaried Employee Recovery Loans

Recovery-linked lending for salaried members of the bank.

Salaried Employee Loans

Personal credit for salaried members at low interest.

Surety Loans

Loans backed by personal surety, up to 25 lakhs.

Good to know

  • 10% rebate on interest for customers who repay promptly.
  • Individual loans up to ₹50,000 for members of Kudumbashree units.
  • Appraiser and insurance charges fully waived on gold loans.